Klarna Frequently Asked Questions

We’ve partnered with Klarna to provide you with an easy pay-in-4 option at checkout, so you can get the gear you need and get out exploring.

What is Klarna?

Klarna is a global payment solutions provider that works with retailers to provide customers the smoothest online shopping experience. Klarna is in over 400,000 online stores and has more than 149 million users globally. Learn more.

Klarna Terms of Service

How do I pay in 4 Easy Payments?

At checkout, select “Pay in 4 Easy Payments*” to split your purchase into four payments. These payments will be charged every two weeks, beginning from the time your order is confirmed (usually the shipping date). No bills will be sent - you can simply sit back and start planning your next adventure. View complete terms.

Klarna Terms of Service

How do automatic payments work?

Payments are collected bi-weekly from the debit or credit card you provided at the time of purchase. All scheduled payments are communicated to you by email and you can review your purchases by logging in at https://app.klarna.com/login

Klarna Terms of Service

Is there a fee to pay with 4 Easy Payments?

There are no interest charges to pay with “4 Easy Payments”, and no fees when you follow your automatic payment schedule.

A Late Fee of up to $7 may be charged if an automatic payment cannot be collected. Please refer to the Klarna Terms of Service for more information.

Klarna Terms of Service

Will this affect my credit score?

When you pay with “4 Easy Payments,” Klarna may perform a soft credit check. This type of check will not impact your credit score or show up as a hard inquiry on your credit report.

Klarna Terms of Service

How can I contact Klarna?

You can reach Klarna anytime at https://www.klarna.com/us/customer-service/ or by downloading the Klarna App for 24/7 chat.

Klarna Terms of Service


The Pay Later in 4 option is not currently available in New Mexico. We apologize for any inconvenience.

*CA resident loans made or arranged pursuant to a California Financing Law license.